The ANZ Business Equity Loan is available as a variable or fixed interest rate loan, secured against your home or other residential property. If you wish to combine the flexibility of a variable rate for some of your loan with some fixed rate protection against interest rate fluctuations, we can arrange to split your loan.
ANZ also offers a business line of credit secured by residential property.
Product information
Loan approval fee
From $75
Switching fee
A $300 switching fee may be payable any time you choose to switch from a variable rate loan to a fixed rate loan, or vice versa.
Interest only
repayments
repayments
Available for up to 10 years. Conditions apply and subject to approval.
Repayments
Payments can be made weekly, fortnightly, monthly or quarterly.
Lump sum
repayments
repayments
On a variable rate loan, lump sums may be paid at any time without charge. Fees may apply to lump sum payments on fixed rate loans.
Loan term
Up to 25 years
Minimum loan amount
$5,000
Maximum loan amount
You can apply for a limit of up to 80% of the value of the secured residential property.
Statements
Detailed account statements are issued six monthly (other statements frequencies available on request).
Security
First registered mortgage over your home or other residential property is required.
Additional features
- Available as fixed interest rates, variable rate, or in combination
- Interest rates closely aligned to home loan interest rates
- Interest only repayment options
- View current interest rates
How to apply
For more information or to apply for an ANZ Business Equity Loan, contact an ANZ Business Specialist:
Call 0800 ANZ BIZ (0800 269 249)
ANZ lending criteria and fees apply to ANZ Business Equity Loans and ANZ Business Equity Criteria Lines