KiwiSaver and investments

KiwiSaver is a way to save for your retirement – and it can also help you buy your first home.

How it works

• Contributions generally come directly from your before-tax pay to your KiwiSaver account. Your employer generally contributes as well.
  
• You can make your own additional contributions anytime.
• You may also receive Government contributions.
• Your money is invested for you in a wide range of assets, depending on the fund you choose.
• Your money is generally locked in until you’re 65 (you may be able to withdraw early, for example to buy your first home).

A range of funds to help meet your savings goals. It’s a flexible way to invest in a wide range of local and international markets.

How it works

• You can invest as little or as much as you like, there’s no minimum amount.
• You can request to withdraw some or all of your money whenever you like—.
• You can choose from our range of multi-asset-class funds and single-asset-class funds.
• Flexible investment option to help with savings goals like children’s education, a house deposit or renovation.
• Works well alongside other savings and investments such as KiwiSaver.

Provides a gateway to a range of investments. You, with your adviser build an investment portfolio which we administer.

How it works

• Together with your financial adviser, you can choose to invest in a wide range of investments.
• The convenience of having your investments in one place, which you can keep track of online.