| Details | ANZ Freedom Account | ANZ Go Account | ANZ Classic Account | ANZ Select Account |
|---|---|---|---|---|
| Monthly account fee | $5* | Nil | Nil | $15 |
| Automated transaction fees** | Nil | Nil | $0.40 per transaction | Nil |
| Manual transaction fees^ | Nil | $3 per transaction | $0.80 per transaction | Nil |
| Non-ANZ ATM transaction fee in New Zealand |
$1 | $1 | $1 | $1 |
*Your monthly account fee will be waived each month that you deposit at least $2,500 into your account each month. Deposits exclude transfers made between any of your ANZ accounts.
**Automated transactions include EFTPOS transactions, ATM transactions, direct debits and direct credits, and all electronic transactions made through ANZ Phone Banking, Mobile Phone Banking and Internet Banking.
^ Manual transactions include cheques and transactions handled by our staff at a branch or by phone.
| Details | ANZ School Plus Account | ANZ Freedom account (when part of the ANZ Graduate Plus or Tertiary Plus Package) |
|---|---|---|
| Monthly account fee | Nil | Nil |
| Automatic transaction fees* | Nil | Nil |
| Manual transaction fees** | Nil | Nil |
| Non-ANZ ATM transaction fee in New Zealand |
$1 | $1 |
* Automated transactions include EFTPOS transactions, ATM transactions, direct debits and direct credits, and all electronic transactions made through ANZ Phone Banking, Mobile Phone Banking and Internet Banking.
** Manual transactions include cheques and transactions handled by our staff at a branch or by phone.
| Details | ANZ Serious Saver account | ANZ Online account | ANZ Ready Saver account |
|---|---|---|---|
| Monthly account fee | Nil | Nil | $2 (waived if your average daily balance for the month is over $500) |
| Automated* & manual** deposits | Nil | Nil | Nil |
| Automated* & manual** withdrawals | $5 (first one free, but Premium interest won’t be earned) | Automated withdrawals are free Manual withdrawals are $3 |
$1 |
| Internet Banking |  |
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| Phone Banking |  |
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| Branches |  |
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| ATMs |  |
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| Mobile Phone Banking |  |
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| EFTPOS |  |
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| Interest | Premium interest each month you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month | Competitive interest on all balances no matter how often you access your account | You’ll earn a higher rate of interest as your savings grow |
*Automated transactions include EFTPOS transactions, ATM transactions, direct debits and direct credits, and all electronic transactions made through ANZ Phone Banking, Mobile Phone Banking and Internet Banking.
**Manual transactions include cheques and transactions handled by our staff at a branch or by phone.
Eligibility criteria apply for some of these accounts. Full details of terms, conditions and fees, together with current interest rates, may be obtained from any ANZ branch.
Fees are subject to change. For more information about our fees please refer to the Fees and Charges brochure (PDF 212kB).
A copy of our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch, free of charge. This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.
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