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Debit cards

Have your money on-hand whenever you need it with an ANZ Visa Debit card or ANZ EFTPOS card.

You must be 13 years or over to apply for an ANZ Visa Debit card.

Dynamic security code – another layer of fraud protection

Shop safer online using a dynamic security code instead of the security code on the back of your physical ANZ Visa card. 

It’s available in your ANZ goMoney mobile app and updates every 12 hours, adding another layer of fraud protection from ANZ and Visa.

Simply go to Services > Manage cards > select a Visa card > select Show card details in goMoney.

Eligibility criteria, terms and conditions, and fees may apply.

Read about dynamic security code

ANZ Visa Debit card

Use it online and overseas

Use your ANZ Visa Debit card anywhere Visa is accepted. Shop online or in stores both in New Zealand and overseas, and withdraw cash at thousands of ATMs worldwide, using money from your ANZ account.

Protection from fraud

With Visa’s Zero Liability— policy, you can use your ANZ Visa Debit card with confidence.

Learn more about Visa’s Zero Liability policy

Pay with your device

Just tap and pay at thousands of contactless terminals in New Zealand and around the world. Leave your wallet at home – pay with your compatible device via Apple Pay— or Google PayTM —.

Read more about ways to pay

Accessibility features

ANZ Visa Debit cards have a cut-out notch and high-visibility leading edge to help identify the correct way to insert the card at ATMs and terminals. Large font, the word ‘Debit’ on the back of the card, and raised tactile indicators (two dots on the front left of the card) help orientate and identify the card—.

Personalise your Visa Debit card

Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun – just choose one of our gallery images or upload your own photo—.

You must be 13 years or over to apply for an ANZ Visa Debit card. 

Learn more about MyPhoto card

ANZ Visa Debit and EFTPOS card fees and limits

Fee or limit

Annual card fee

$0

Daily ATM withdrawal limit (New Zealand)

$2,000 NZD

Daily ATM withdrawal limit (overseas)*

Visa Debit: $3,000 NZD

EFTPOS: $2,000 NZD

or equivalent in foreign currencies

Daily transaction limit (for EFTPOS, internet, phone or mail purchases – New Zealand or overseas)*

$10,000 NZD

or equivalent in foreign currencies

Replacement card fee

$5

*Other transaction limits and currency conversion charges may apply for overseas transactions.

How to apply for an ANZ Visa Debit or EFTPOS card

Apply using the ANZ goMoney app (Visa Debit only)

Apply for a new everyday account with a Visa Debit card using the ANZ goMoney app—. You can join without visiting a branch.

Join ANZ

Apply online

Apply for a new everyday account with a Visa Debit or EFTPOS card using our online form. If you’re new to ANZ, you’ll need to visit a branch to confirm your identity.

Apply now

Call us

Monday to Friday, 8am - 8pm
Saturday and Sunday, 8am - 6pm

0800 269 296

From overseas: +64 4 470 3142

Existing customers

Get an ANZ Visa Debit or EFTPOS card

To upgrade or request a Visa Debit card, open ANZ goMoney or Internet Banking, go to Apply & Open and follow the steps.

To request an EFTPOS card, send us a Bank Mail in ANZ Internet Banking or call us.

Open Internet banking

Report a lost or stolen card

Report a lost or stolen card, and order a replacement, through ANZ Card Manager in ANZ Internet Banking or goMoney.
Read more about Card Manager

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Important information

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB) and Electronic Banking Conditions (PDF 138KB).