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ANZ Credit Cards

Everyone is unique, so we offer credit card options to suit different needs.

Compare our credit cards

A new way to earn cashback with ANZ Loop

Being an ANZ customer just got more rewarding. Get cashback at a range of participating partners when you pay for eligible purchases with your personal ANZ Visa Debit or credit card. Terms and conditions apply.

ANZ Loop

Explore your options

No annual fee and lower rate

Enjoy a lower rate, no annual card fee, and up to 55 days interest free on purchases* with an ANZ Low Rate Visa.

  • No annual card fee.
  • Our lowest purchase rate.
  • Balance transfer options available.

It could save you money, especially if you don’t pay off your credit card in full every month.

*Interest-free days refer to a period during which you won’t be charged interest on purchases you make with your credit card and only applies if you pay off your balance in full each month.

Travel rewards

The credit card that rewards you with Airpoints Dollars™.

  • Earn Airpoints Dollars by using your card for your everyday spending.
  • No limit on the number of Airpoints Dollars you can earn.
  • Up to 90 days overseas travel insurance on platinum cards—.
  • 0% currency conversion charge on foreign currency transactions.

Cash rewards

The credit cards that reward you with cash.

  • Earn CashBack Points by using your credit card for your everyday spending.
  • Enjoy the freedom of being able to choose how you spend your rewards.
  • Earn unlimited CashBack Rewards by using your credit card for your everyday spending.
  • 0% currency conversion charge on foreign currency transactions.

Also in this section

Using your credit card

Find out how to manage your credit card – protecting your card, reducing fees and interest costs, what to do about suspicious transactions and more.

Using your credit card

Balance transfers

You could save on interest by transferring what you owe from your non-ANZ credit card or store card to an ANZ card with a lower interest rate.

Balance transfers

Understanding credit cards

Credit cards can be convenient, but it’s important to manage this debt well. It’s a good idea to think about what is a credit card, how to avoid paying interest, tips to pay off your credit card, and support if you face financial stress. 

Understanding credit cards

Overseas travel insurance

ANZ Airpoints Visa Platinum cardholders may be eligible for ANZ Premium Card Overseas Travel Insurance, provided by our partner Allianz. Check your ANZ Airpoints Visa Platinum card eligibility.

Overseas Travel Insurance eligibility check – Allianz

Help and guides – manage your ANZ cards

Guides for managing credit, debit and EFTPOS cards, including how to set or change your PIN, change your personal card credit limit, and add or remove a temporary block in the ANZ goMoney app and Internet Banking.

Manage your ANZ credit, ANZ Visa Debit and ANZ EFTPOS cards

Important information

This is for information purposes only, talk to us for financial advice and see our advice statement.

Interest rates are subject to change. Lending criteria, terms, and fees apply to all ANZ credit cards. You must repay your balance in full by the due date each month to get the benefit of interest free days on purchases. Other interest rates apply to purchase and cash advances. Read more about our Rates, fees and agreements.