ANZ Asset Protector - Motor Vehicle

When it comes to insuring your car, you might want all the bells and whistles or you might just want the basics. Whichever you need, ANZ Asset Protector - Motor Vehicle provides three competitive options that help make repairing or replacing your car simple and hassle-free.

Our comprehensive policies are full cover policies for accidental loss or damage, with the option of insuring your car for either its market value or an agreed value.

Policy information

Damages covered
We'll pay for damage to windscreens and window glass with no excess required and no loss of no claims bonus.
Vehicle < 12 months old
If your vehicle is less than 12 months old and has travelled less than 15,000 kilometres, at your option, we'll provide you with a new one if your vehicle is severely damaged.
Vehicle > 12 months old
If your vehicle is more than 12 months old and has travelled more than 15,000 kilometres, at your option, we'll help you to get a replacement and provide a free 4 year warranty if your vehicle is severely damaged.
Premium discount
You can enjoy a premium discount if you choose to exclude drivers under 25 years of age from your policy and discounts for security features.

Our third party, fire and theft policy is ideal for lower-value vehicles.

How it works

Your car is insured for its current market value if it suffers accidental loss or damage due to fire or theft. Your legal liability is also covered for up to $20 million plus legal costs if you accidentally damage someone else's property.

You'll also get uninsured motorist protection of up to $3,000 if you're involved in an accident if the other party is identified and proven to be at fault.

Third party only policy

Our third party only policy is also ideal for lower-value vehicles and offers cover your legal liability for up to $20 million if you accidentally damage someone else's property.

You'll also get uninsured motorist protection of up to $3,000 if you're involved in an accident if the other party is identified and proven to be at fault.

Roadside assistance

Cover can be extended to include roadside assistance, a vehicle–specific 24–hour "rescue service" to help with breakdowns, empty fuel tanks, flat tyres and batteries and other roadside problems.

Premium savings

What's more, if you take up two or more specific insurance policies with us - any mix of home buildings, contents or motor vehicle - you'll save on your premium.

Boat insurance

We can also provide comprehensive cover for your boat - be it a dinghy, a launch or a yacht:

How to apply

For more information or to apply for ANZ Asset Protector – Motor vehicle contact an ANZ Customer Service Consultant:

Telephone icon
Call 0800 269 296

IMPORTANT: This is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document (PDF 996kB) or visit any ANZ branch or call 0800 269 296.

All ANZ Asset Protector policies are underwritten by Vero Insurance New Zealand Limited and distributed through ANZ.

No member of ANZ Bank New Zealand Limited or its related companies or any other person guarantees Vero Insurance New Zealand Limited or its subsidiaries or any of the products issued by them. ANZ may receive a commission on any policy it arranges.

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