Saving tips for couples

No pressure, we know moving in together is a big decision. But if it’s on the cards, you’ll be pleased to know that combining bills or rent could help you save even more and move you closer to achieving your financial dreams. 

OK you two, brew yourselves a cuppa. Then sit down and have an honest conversation about your savings goals. Do you want to buy a home? Maybe you want to get more serious about how you invest your savings? Whatever your aspirations, you need a plan. Make a list of your income vs expenses, then look at what you can tweak to cut your spending and increase your savings. That way you can get where you both want sooner. Fancy a biscuit with that? 

It’s a lot easier staying on track when you both have eyes on the savings prize. A simple trick you could use to keep one another accountable is a joint account where you can both see what each other is buying. Yes, you might get questioned occasionally, but will you really mind if it means you stick to your goals?

We know the importance of a regular date night, but it doesn’t need to derail your savings schedule. Try a romantic rendezvous that won’t break your budget, like a picnic or cooking your partner an extra special dinner. You’re also on dishes, by the way.

The saying might be divide and conquer, but when it comes to couples, we reckon it’s combine and conquer for the savings win.