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Join ANZ

Joining ANZ is easy, simply choose the option that works best for you. Join ANZ and open a bank account the fast way using the goMoney mobile app—, use our online form, or give us a call.

Benefits of banking with ANZ

Personalise your ANZ Visa Debit card

Once you’ve got your ANZ account, you can upgrade your ANZ Visa Debit card to an ANZ MyPhoto Visa Debit card. Choose from one of our gallery images or upload your own photo—.

Pay to Mobile

With the ANZ goMoney mobile app— you can send money to another ANZ customer who is registered for Pay to Mobile, quickly and easily using just their mobile phone number—.

Apple Pay and Google Pay™

Use your smartphone to pay for everyday items, with Apple Pay— or Google Pay—. Just tap and pay at thousands of contactless terminals in New Zealand and around the world – it’s quick, secure and convenient.

Choose your everyday account

ANZ Go account

For people who like to do their banking electronically

Save on fees with your Go account when you bank electronically (debit cards, ATMs and online banking).

  • $0 monthly account fee
  • $0 automated transaction fee—
  • $3 manual transaction fee per staff-assisted transaction—
  • $0 ANZ Visa Debit card annual fee—
  • Overdraft available on application—
  • Joint account option available

Apply in our mobile app

To apply using our goMoney app— you'll need to be 13+, living in New Zealand and hold a current New Zealand passport or driver licence. If you’re aged 21+, you’ll get a Go account by default.

If you’d like a different account, a joint account, or if we can't verify your identity electronically; you’ll need to visit a branch after applying using our online form or by calling us.

Online form

Anyone aged 13+ can apply using our online form. We’ll be in touch to organise a visit to a branch to confirm your identity.

Call us

Call us on 0800 269 296, Monday to Friday 8am - 8pm, Saturday and Sunday 8am - 6pm. From overseas +64 4 470 3142.

Eligibility criteria and terms and conditions apply. See important information below.

Get the ANZ goMoney appApply using our online form

ANZ Jumpstart account

For students and people under 21

An account for anyone under 21, and full-time students, with no account or transaction fees.

  • $0 monthly fee
  • $0 transaction fees—, —
  • $0 ANZ Visa Debit card annual fee—
  • Interest-free overdraft of up to $2,000 on application (must be 18+)—

Apply in our mobile app

To apply using our goMoney app— you'll need to be 13+, living in New Zealand and hold a current New Zealand passport or driver licence. If you’re aged 13-20, you’ll get a Jumpstart account by default.

If you’d like a different account, or if we can't verify your identity electronically; you’ll need to visit a branch after applying using our online form or by calling us.

Online form

Anyone aged 13+ can apply using our online form. We’ll be in touch to organise a visit to a branch to confirm your identity.

Call us

Call us on 0800 269 296, Monday to Friday 8am - 8pm, Saturday and Sunday 8am - 6pm. From overseas +64 4 470 3142.

Eligibility criteria and terms and conditions apply. See important information below.

Get the ANZ goMoney appApply using our online form

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Personalise your ANZ Visa Debit card

Once you’ve got your ANZ account, you can upgrade your ANZ Visa Debit card to an ANZ MyPhoto Visa Debit card. Choose from one of our gallery images or upload your own photo—.

Learn more about personalising your Visa Debit card

Here’s how we make banking easier

Bank the way you want

  • Bank 24/7 with ANZ Internet Banking, our goMoney app or ANZ Phone Banking—. You can:
    • Check your balance
    • Transfer money between accounts
    • Pay bills and people
    • Manage automatic payments.
  • Get cash from our extensive network of ATMs, and make cash deposits into your account at our Smart ATMs. 
  • Talk to someone when you need to. Our contact centre is open Monday to Friday 8am - 8pm, Saturday and Sunday, 8am - 6pm.

 

Easy ways to pay

  • Enjoy the convenience of an ANZ Visa Debit card wherever Visa is accepted. You can:
    • Tap and pay at thousands of contactless terminals in New Zealand
    • Shop online
    • Use it overseas
    • Withdraw cash at ATMs.
  • Pay with Apple Pay— or Google Pay™— using your compatible device.
  • Send money to another ANZ customer who is registered for Pay to Mobile using just their mobile phone number. 
  • Use your mobile phone number to pay for things online or in store with ANZ Payment Requests.

Control is in your hands

  • Manage your cards online using ANZ Card Manager to:
    • Temporarily block your card if you’ve misplaced it.
    • Report it missing or stolen, and request a replacement card.
    • Set and change your card PINs.
    • Control certain types of transactions your ANZ Visa card and mobile wallet can make.
  • Set up balance and deposit alerts in ANZ goMoney so you can stay on top of your money.
  • Register for statement text alerts so you never miss a payment on your credit card.
  • Turn off paper statements and save paper.
 

Help to keep your money safe

We’re committed to helping keep you and your money safe from scams and fraud. Here’s how we help protect your banking:

  • Round the clock fraud monitoring systems and a dedicated team who review banking activity.
  • Two-layer authentication using OnlineCode to protect you when using online banking.
  • Voice ID— allows you to identify yourself with our contact centre, or log in to ANZ Phone Banking, using your unique and secure voiceprint.
  • Visa Secure helps protect you from unauthorised use of your card online.
  • Visa’s Zero Liability policy— means you won’t be held accountable for fraudulent charges or unauthorised purchases.

Financial wellbeing

Financial wellbeing means managing your spending, saving and any debts so you can enjoy life today and live well in the future.

For inspiration, check out our articles and guides and tools with ideas from starting with microsavings to planning your spend with our budget calculator.

Find out how to do better with money

Important information

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 159KB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and Electronic Banking Conditions (PDF 138KB).

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure

* Once you have an ANZ Visa Debit card or ANZ EFTPOS card, you can apply to upgrade it to an ANZ MyPhoto Visa Debit card at anz.co.nz/myphoto. Your existing ANZ Visa Debit or EFTPOS card will be replaced with an ANZ MyPhoto Visa Debit card.