Manage your personal loan

Step-by-step guides for how to manage your personal loan in the ANZ goMoney app and Internet Banking, including making a lump sum payment and changing your loan repayments.

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Lump sum payment on a personal loan

In goMoney and Internet Banking, the minimum lump-sum payment is $100 and you can’t pay off your loan in full. 

To make a payment less than $100 or pay your loan off in full, call us on 0800 269 4663 or visit any ANZ branch.


  1. In goMoney choose the loan to make the payment to
  2. Select Make a lump sum payment
  3. Choose an account to pay from
  4. Enter the payment amount
  5. Select Continue
  6. If the details are correct, select Transfer
  1. In Internet Banking choose the loan to make the payment to
  2. Select Make a lump sum payment
  3. Choose an account to pay from
  4. Enter the payment amount
  5. Select Continue
  6. If the details are correct, select Make payment

Applying for a personal loan

Before you apply for a personal loan for the first time, check the eligibility criteria and the current interest rate.

Change loan repayment amount

To talk about changing how much you repay or how often you make repayments on your loan, call us on 0800 269 4663 or visit any ANZ branch.

Download a guide

Important information

This material is for information purposes only. Please talk to us if you need financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296. See our financial advice provider statement (PDF 39KB).

Eligibility criteria and terms and conditions apply to the ANZ goMoney app, Internet Banking, Phone Banking, Voice ID and Pay to Mobile. For details, see our ANZ Electronic Banking Conditions (PDF 138KB).