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Agribusiness

Rural banking and lending options, articles, insights and offers.

Contact an ANZ Agri Specialist

As each agricultural sector has its own unique characteristics and challenges, we have teams of specialists with in-depth knowledge and expertise in each of these areas to help support your agribusiness. For institutional customers, contact our Institutional Agribusiness team.

Contact an ANZ Agri Specialist

Agribusiness and lending options

ANZ Farm Start-up package

Getting started in the farming industry can be challenging. To help you succeed, this package waives some fees on everyday banking accounts and cards.

ANZ Farm Start-up package

ANZ Agri overdraft

Get flexible credit for your daily cash flow needs with an overdraft linked to your Agri Current account. You'll only pay interest if your balance dips below $0.

Agri overdraft

Business loans

Find a loan to suit your business’ medium or long-term finance needs. Choose fixed or floating interest rates, or a mix of both to balance flexibility and security.

Business loans

Agri Flexible Facility

Agribusiness can involve funding gaps between your everyday cash flow and longer-term loans. Our flexible facility may be cheaper than an overdraft.

Agri Flexible Facility

ANZ Agri Uplift Finance

If you're striving to improve farming practices and increase your business resilience, then ANZ Agri Uplift Finance may be right for you.

ANZ Agri Uplift Finance

Business Green Loan

If your business idea or project will have a positive impact on the environment, our green loan and its special interest rate may suit you.

ANZ Business Green Loan

Specialised agri finance

When you have a financing need that calls for a more bespoke solution, the ANZ Specialised Agri Finance team can help with ‘out of the box’ thinking.

Specialised agri finance

Trade finance

If you want to improve your working capital by matching your financial supply chain to your physical supply chain, talk to us about how we may be able to help.

Trade finance

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.

Understanding interest rates

A guide to how we set interest rates for loans, overdrafts and flexible facility limits. We share ways you may be able to improve interest rates we offer you and how to make it easier to get lending approved.

Agribusiness guides and tools

Our guides include how to create a farm business plan, succession planning for family farms, and sustainability in agriculture.

Agribusiness guides and tools in Biz Hub

Insights for agribusinesses

Related products and offers

Farm Focus farm management software

Get a clear picture of how your farm business is tracking with 50% off for the first six months of your subscription to Farm Focus— – farm management software for farm financial planning and management.

Farm Focus offer

Business insurance

We partner with insurance specialists who can give you advice and help you to make an informed decision to protect your business' continuity or cash flow. 

Business insurance

Important information

Eligibility, lending criteria, terms, conditions, and fees apply. Details are subject to change. 

Fees and interest rates are subject to change. Service charges may apply. For more details refer to our Agricultural rates, fees and agreements page.

We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296. For more information about ANZ’s financial advice service, see our Financial Advice Provider Disclosure Statement (PDF 44.6KB).