General business finance

ANZ accounts and services for business banking

From credit cards to payment solutions: here’s a handy list of ANZ accounts and services that can help you with your day-to-day business banking.

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Business transaction accounts

A transaction account  is helpful for the everyday running of a business, because most of the payments will flow through this account. It may be possible to link an overdraft facility to a transaction account to help meet working capital requirements.





ANZ Business Visa Debit card

Make purchases seamless for you and your employees with our ANZ Business Visa Debit card, designed specifically for your business spending. 


ANZ Business Start-up package

We understand what it takes to get a new business off the ground. If you’re in your first two years of business with an annual turnover of less than $500,000, you could apply for an ANZ Business Start-up package and pay fewer fees on an ANZ Business Current Account and an ANZ Business Flexible Facility for the first 12 months. What’s more, we’ll also waive the annual fee (including additional card fee) for the first 12 months on one new or existing ANZ Visa Business credit card.


ANZ business credit cards

Credit cards are convenient, make reporting and reconciliation simple, and can help you manage your business-related expenditure more effectively. An ANZ Visa Business credit card helps make your business easier to manage by keeping business and personal spending separate. You can also choose from three different card options to suit your business: Airpoints™ Rewards, CashBack Rewards, or Low Rate.


Accepting EFTPOS, debit, and credit card payments

Collecting payments quickly and securely from your customers is critical to good cash flow and the success of your business. We provide debit and credit card processing facilities (including contactless), and can also arrange over-the-counter terminal solutions (through EFTPOS New Zealand) for retail and hospitality environments, mobile solutions for businesses on the move, and online payment options for web-based businesses.


ANZ FastPay

ANZ FastPay is a mobile payment solution that lets you accept EFTPOS, Visa, Mastercard and UnionPay payments on the go anywhere, anytime. With ANZ FastPay  your customers simply tap, insert, or swipe their card to process a payment.


ANZ goMoney mobile app

ANZ goMoney is our fast and secure banking app for compatible Apple and Android devices. View your account balances and transaction history, transfer money and pay  bills.


ANZ Direct Online

The convenience of internet banking, specifically for businesses. Multiple users, multiple transactions, and easy payment authorisation make it an efficient way to make payments, manage cash flow and more.


Paying wages and bills

Electronic payments provide a fast, secure and convenient way to pay people and bills. A lot of your payroll and bill payments can now be made online and integrated with your online banking and office computer systems. 


Contact an ANZ Business Specialist

Our specialists understand your kind of business and the challenges you face as a business owner. We can help you figure out how to make your business grow and succeed.

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Important information

We’ve provided this material as a complimentary service. It is prepared based on information and sources ANZ believes to be reliable. ANZ cannot warrant its accuracy, completeness or suitability for your intended use. The content is information only, is subject to change, and isn’t a substitute for commercial judgement or professional advice, which you should seek before relying on it. To the extent the law allows, ANZ doesn’t accept any responsibility or liability for any direct or indirect loss or damage arising from any act or omissions by any person relying on this material.

Please talk to us if you need financial advice about a product or service. See our Financial Advice Provider Disclosure Statement (PDF 44.6KB).

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