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ANZ Agri Uplift Finance

If you are striving to improve farming practices and increase your business resilience, then ANZ Agri Uplift Finance may be right for you.

Benefits

Future focused

Having a clear vision and focus on improving farming practices and increasing resilience can help to protect your farm business for the future.

Use your industry certification

We recognise some industry certifications from Synlait and NZ Farm Assurance Inc (NZFAI), so you may be eligible under your existing industry programme. This could save you time and money. We also have an eligibility option for farmers who can’t certify under those programmes.

Be rewarded with an interest discount

If your farm is eligible for ANZ Agri Uplift Finance, you can get a discount on your floating interest rate on eligible business loans. 

Loan flexibility

New and existing lending can become eligible for ANZ Agri Uplift Finance.

Check your eligibility

There are two options to become eligible for ANZ Agri Uplift Finance.

Option 1. Industry pathway

Option 1 is to be certified through one of these industry assurance programmes:

Option 2. General pathway

Option 2 is to be independently audited and certified by our affiliated provider on eligibility criteria relating to:

  • Climate, including climate change mitigation and climate change adaptation
  • Nature, including biodiversity, soil health and water quality.

You'll need to pay for the initial audit and for a progress check-in audit in year two of your ANZ Agri Uplift Finance. The check-in by our approved auditor confirms you’re on track to meet your Forward-Looking Commitments under the criteria.

Product information

Loan amount

  • To be eligible, your customer group (as determined by ANZ) must have a minimum of $500,000 business lending with ANZ.
  • New and existing lending can be eligible for ANZ Agri Uplift Finance up to a maximum of $20m per customer group (as determined by ANZ).
  • If not all farm business operations of the applicant or the applicant’s customer group qualify under an ANZ Agri Uplift pathway, ANZ will determine the amount of lending eligible for ANZ Agri Uplift Finance.

Loan term

  • Maximum loan term of five years.
  • General pathway: Minimum loan term of three years. 

ANZ fees

ANZ Agri Uplift Finance discount

  • The maximum discount term for each loan is three years from the date of the initial drawing under the first ANZ Agri Uplift Finance loan for the relevant farm business operation. If you have more than one farm business operation, the three-year discount term will be from the date of the initial drawing under the first ANZ Agri Uplift Finance loan for that operation.
  • ANZ Business Terms Loans with other interest rate types (such as fixed) or discount offers are not eligible for ANZ Agri Uplift Finance. Ask your Relationship Manager for details of eligible loans.
  • If you have an existing fixed interest rate business loan, you can ask us to apply the discount when that loan rolls to a floating rate.
  • For each loan (including existing loans) that you want to qualify for the discount, you’ll need to sign a loan agreement that includes our ANZ Agri Uplift Finance terms.

Other product information, and criteria will apply

Your Relationship Manager will discuss product information, eligibility and lending criteria with you during your application process.

How to apply for ANZ Agri Uplift Finance

You can apply through your ANZ Agri Relationship Manager. They’ll also talk you through your discount interest rate, eligibility and documentation requirements. 

If you don't have a Relationship Manager, our dedicated team of Agri specialists can help. We cover every region of New Zealand.

North Island agri specialistsSouth Island agri specialists

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Important information

Lending and eligibility criteria, terms, conditions and fees apply. These, the ANZ Agri Uplift Finance discount, and the ANZ Agri Uplift Finance offer, are subject to change.

ANZ Agri Uplift Finance is only available to business customers and is subject to the terms set out in the loan agreement. 

ANZ may apply discretion when assessing applications and reserves the right to decline applications or ask for more information.

We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296. For more information about ANZ’s financial advice service, see our Financial Advice Provider Disclosure Statement (PDF 44.6KB).

The New Zealand Farm Assurance Programme (NZFAP Plus)® trademark is used under licence.