ANZ Business Flexible Facility
The short-term working capital solution that is more flexible than a term loan which could be more cost-effective than an overdraft.
Need to know
The ANZ Business Flexible Facility uses your home or other residential property as security. A first registered mortgage over the property is required.
Benefits
Rates and fees
Fee details | |
|---|---|
Monthly account fee | $12.50— |
Transaction fee | No charge for automated— or manual— transactions |
Monthly Overdraft Management fee | 0.50% p.a. calculated and charged monthly as a percentage of the highest agreed flexi limit during that month (minimum $5 a month) |
Service fees | Cash handling fee for deposits of $3,000 and over per business processing day – 0.25% of total cash deposited |
Application fee | Up to 1% of loan amount with a minimum of $250 |
Debit interest | Interest is calculated daily on the outstanding amount only. Floating interest rates apply |
Credit limit | Maximum and minimum credit limits may apply in ANZ’s discretion |
See the full list of rates and fees ANZ fees and charges (PDF 151KB).
How to apply
From overseas: +64 9 523 7220
Related products
Important information
Eligibility, lending criteria, terms, conditions and fees apply to all business lending products
Our financial advice provider statement (PDF 44.6KB) has some important information you should know about ANZ and our financial advice services. Please take the time to read it.