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ANZ goBiz

Apply online for a business overdraft or loan through our seamless digital application platform goBiz.

Benefits

Apply for up to $500,000

Using goBiz, you can apply for up to $500,000 secured or $250,000 unsecured lending. This includes any existing lending you may already have with us.

Tailored to you

Our bankers will help you find finance that meets the needs of your business.

Easy online process

No more printing documents and statements. Simply upload your financials and attach them to your online application instead.

Apply online using ANZ goBiz

Apply for a business overdraft or loan

Products available in goBiz

Start, run or grow your business with ANZ's wide range of flexible borrowing options.

ANZ Business overdraft

Get flexible credit for your daily cash flow needs with an overdraft that is linked to your business transaction account.

More about ANZ Business overdraft

ANZ Business Flexible Facility

The working capital solution that is more flexible than a term loan and could be more cost-effective than an overdraft.

More about ANZ Business Flexible Facility

Business loans

Find a loan to suit your business’ medium or long-term finance needs. Choose fixed or floating interest rates, or a mix of both to balance flexibility and security.

Business loans

Business home loan

If you want to borrow for business purposes, an ANZ Business home loan is available as a floating or fixed interest rate loan, using your home or other residential property as security.

ANZ Business Home Loan

Who can apply

No matter how small or large you are, you can apply for business lending. Whether you're in fashion, fishing, finance or farming we have something for everyone. 

To apply online you need to be:

  • At least 18 years of age.
  • A New Zealand Citizen or Permanent Resident.
  • A key financial decision-maker for your business.

Additionally, your business needs to:

  • Have operated for at least two years.
  • Have an active MYOB or Xero account with the currency set to New Zealand dollars.

If you don't use MYOB or Xero

Call us and talk to a business specialist about applying.

Pay 1 month and get 12 months of MYOB Business free

As an eligible ANZ customer, when you pay for 1 month, you're eligible for a free 12-month subscription to send and track invoices, manage cash flow and lodge your tax the fast and easy way. Eligibility criteria, terms and conditions apply—.

About this MYOB offer and benefits

What to expect

1. Apply online using goBiz

Fill out and submit your application online.

This can take 10-20 minutes to complete depending on your business.

2. Connect to MYOB or Xero

In the application form, we’ll ask you to log in to MYOB or Xero through a secure one-time connection portal.

This is so we can access your financial information and attach it to your application.

3. An ANZ banker will contact you

Within five working days, one of our bankers will call you to go through your details, business tax returns, personal finances and contact details for any co-applicants.

This will help them assess your application and find suitable finance options for your business.

Access to your information

We’ll only have access to your MYOB or Xero account while you’re sending us your financial information. We don't have access to your account any time after that.

What you will need

  • Your login details for MYOB or Xero accounting software. Our system will connect and get your profit and loss statement, transaction history and balance sheet from the past two financial years and year-to-date. Make sure your financials are up-to-date and transactions are reconciled.
  • Information about yourself and your business.

How you can apply for business finance

Use ANZ goBiz

Apply online for an ANZ Business overdraft or loan.

Apply now

Call us if you don't use MYOB or Xero

General business enquiries

7 days a week, 7.30am - 9pm

Business specialists available

Monday to Friday, 8am - 6pm

Saturday, 9am - 5pm

Sunday, closed

0800 269 249

From overseas: +64 9 523 7220

Important information

Eligibility, lending criteria, terms, conditions and fees apply to all business lending products.

Our financial advice provider statement (PDF 44.6KB) has some important information you should know about ANZ and our financial advice services. Please take the time to read it.