ANZ Asset Protector Cash Back Offer terms and conditions

The ANZ Asset Protector Cash Back Offer starts on Monday 19 August 2024 at 12.00am and ends on Monday 28 October 2024 at 11.59pm.

By taking part in this offer, you accept these terms and conditions.

This offer applies to new ANZ Asset Protector policies with at least one Eligible Cover Type (Qualifying Policies) taken out within the offer period.

The Cash Back Offer is $100 cash (credited to your bank account) for each Eligible Cover Type purchased under a new ANZ Asset Protector policy up to a maximum of $300.

Eligible Cover Types are:

• ANZ Asset Protector home cover
• Landlord’s Extension cover (if added to a new ANZ Asset Protector home insurance policy)
• ANZ Asset Protector contents cover
• ANZ Asset Protector motor vehicle cover

More than one Eligible Cover Type can be purchased under a single Qualifying Policy. However, the Cash Back Offer is limited to a maximum $300 cash back per Qualifying Policy. 

For example, if you take out a new ANZ Asset Protector policy with four Eligible Cover Types, you will receive a maximum $300 cash back.

If you take out more than one new Asset Protector Policy, the $300 cap will apply to each policy. For example, you could purchase a new Asset Protector Policy with two Eligible Cover Types and a second new Asset Protector Policy with three Eligible Cover Types. 

The offer does not apply to: 

• Insurance cover for caravans, trailers, motorcycles, moored craft, and the Lifestyle Block benefit
• Any ANZ Asset Protector insurance policy which is cancelled and then re-issued by an existing ANZ customer for the same address or motor vehicle
• Any renewals of existing ANZ Asset Protector policies or cover
• Any new cover added to an existing ANZ Asset Protector policy
• Any increase(s) to sum insured under an existing ANZ Asset Protector policy 

You must be a New Zealand resident aged over 16 and you must purchase a Qualifying Policy during the offer period.

Your new Qualifying Policy must remain in force from its start date and still be in force with premium payments up to date when the cash back payment is processed.

All applications for new ANZ Asset Protector policies are subject to underwriting criteria and acceptance. Acceptance is not guaranteed, and policy terms and conditions apply.

Vero are solely responsible for paying of the cash back offer.

Customers who purchase a Qualifying Policy between 19 August and 13 September 2024 will get cash back payments in the week of 16 to 20 December 2024.

Customers who purchase a Qualifying Policy between 14 September and 28 October 2024 will get cash back payments in the week of 27 to 31 January 2025.

If you pay premiums by direct debit from a bank account, the cash back payment will be paid into that bank account.

For policies paid by other means (e.g. credit card), the cash back payment will be paid into your current operational ANZ bank account.

Where Vero does not hold a bank account number, ANZ will provide an active bank account to Vero to make the payment. By taking part in this offer, you consent to ANZ providing Vero with your bank account information to make the cash back payment(s). If Vero needs further information to make the cash back payment, Vero will make reasonable efforts to contact you. If Vero is unable to contact you, then Vero will not be liable to make your cash back payment.

By taking out a new ANZ Asset Protector policy, ANZ and Vero will collect your personal information and the personal information of any additional policyholder(s).

You have the right to check and correct any information you provide to enter this offer.

We will hold and use the information you provide in line with the ANZ Privacy Statement and Vero Privacy Statement.

ANZ and Vero will not be liable for any loss or damage (whether direct or indirect) connected to this offer, or any act or omission by us, to the extent the law allows. This also applies to other organisations connected with this offer. The only exceptions are for wilful default or gross negligence.

If an entry is not received due to any type of technical problem, organisations running this offer, including ANZ or Vero, are not liable.

Neither ANZ nor Vero is liable for any tax customers may need to pay in receiving the cash back payment. Customers should consult a tax professional as tax implications may depend on personal circumstances.

ANZ Asset Protector policies are underwritten and issued by Vero Insurance New Zealand Limited (Vero) and distributed through ANZ Bank New Zealand Limited (ANZ). No member of ANZ or its related companies or any other person guarantees Vero or its subsidiaries or any products they issue. ANZ may receive commission on any policy it arranges.

We may change, extend, or cancel the offer or these terms and conditions at any time without notice.

The promoter is ANZ Bank New Zealand Limited.

Vero may refuse to make a cash back payment to a participant who, in ANZ or Vero’s reasonable view, has acted fraudulently or not complied with these terms and conditions.