Conservative Fund
Minimum suggested investment timeframe
4 years
Investment mix
- 20% growth assets
- 80% income assets
Annual fund charge
- 0.68%
Compare our fund options and their key features at a glance.
With OneAnswer investment funds, you have a choice of seven multi-asset-class funds and nine single-asset-class funds—. The fund you’re invested in can make a big difference to your investment balance.
Our multi-asset-class funds have a different mix of investment assets (e.g. equities, listed property, listed infrastructure, fixed interest and cash). Each type of asset has different levels of risk and return. The mix of these assets determines each fund’s level of risk and expected return.
Our single-asset-class funds invest in a range of investments within a stated asset class. Funds that invest in growth assets tend to be riskier than those that invest in income assets. Our single-asset-class funds give you the freedom to diversify your investment portfolio by combining different funds across asset classes, depending on your appetite for risk.
Here is an overview of our funds.
Minimum suggested investment timeframe
4 years
Investment mix
Annual fund charge
Minimum suggested investment timeframe
5 years
Investment mix
Annual fund charge
Minimum suggested investment timeframe
5 years
Investment mix
Annual fund charge
Minimum suggested investment timeframe
6 years
Investment mix
Annual fund charge
Minimum suggested investment timeframe
7 years
Investment mix
Annual fund charge
This fund was launched on 3 August 2023
Minimum suggested investment timeframe
9 years
Investment mix
Annual fund charge
Minimum suggested investment timeframe
5 years
Annual fund charge
Minimum suggested investment timeframe
5 years
Annual fund charge
Minimum suggested investment timeframe
10 years
Annual fund charge
Minimum suggested investment timeframe
10 years
Annual fund charge
Minimum suggested investment timeframe
10 years
Annual fund charge
This fund was closed to new investors on 1 August 2024.
Minimum suggested investment timeframe
10 years
Annual fund charge
Minimum suggested investment timeframe
10 years
Annual fund charge
Minimum suggested investment timeframe
10 years
Annual fund charge
This fund was launched on 1 October 2021.
Minimum suggested investment timeframe
10 years
Annual fund charge
Minimum suggested investment timeframe
6 years
Annual fund charge
Understanding your tolerance for investment risk may help you choose the right fund for you.
You can change the fund your money is invested in. You can switch between funds:
For OneAnswer Multi-Asset-Class Funds, read:
OneAnswer Multi-Asset-Class Funds guide (PDF 897.7KB)
OneAnswer Multi-Asset-Class Funds Product Disclosure Statement (PDF 1.1MB)
For OneAnswer Single-Asset-Class Funds, read:
OneAnswer Single-Asset-Class Funds guide (PDF 740.6KB)
OneAnswer Single-Asset-Class Funds Product Disclosure Statement (PDF 1.1MB)
From overseas: +64 9 356 4000
ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the OneAnswer Multi-Asset-Class Funds and the OneAnswer Single-Asset-Class Funds (together, the 'schemes'). For details, including the guide and product disclosure statement, see Important information.
ANZ Investments is not an authorised deposit-taking institution under Australian law and investments in the schemes are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together ‘ANZ Group’). ANZ Group does not stand behind or guarantee ANZ Investments. Investments in the schemes are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. ANZ Group will not be liable to you for the capital value or performance of your investment.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 736 034. For more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure