ANZ Credit Cards
Everyone is unique, so we offer credit card options to suit different needs.
For a limited time, you could earn 350 bonus Airpoints Dollars on a new ANZ Airpoints Visa Platinum or 150 bonus Airpoints Dollars on a new ANZ Airpoints Visa, plus a six-month fee waiver.
Lending criteria, terms, fees and some exclusions apply. Minimum spend on eligible purchases required in the first three months for bonus Airpoints Dollars.
Enjoy a lower rate, no annual card fee, and up to 55 days interest free on purchases with an ANZ Low Rate Visa.
It could save you money, especially if you don’t pay off your credit card in full every month.
The credit card that rewards you with Airpoints Dollars™.
The credit cards that reward you with cash.
Find out how to manage your credit card – protecting your card, reducing fees and interest costs, what to do about suspicious transactions and more.
You could save on interest by transferring what you owe from your non-ANZ credit card or store card to an ANZ card with a lower interest rate.
ANZ Airpoints Visa Platinum cardholders may be eligible for ANZ Premium Card Overseas Travel Insurance, provided by our partner Allianz.
Check your ANZ Airpoints Visa Platinum card eligibility:
Credit cards can be convenient, but it’s important to manage this debt well. It’s a good idea to think about:
This is for information purposes only, talk to us for financial advice and see our advice statement.
Interest rates are subject to change. Lending criteria, terms, and fees apply to all ANZ credit cards. You must repay your balance in full by the due date each month to get the benefit of interest free days on purchases. Other interest rates apply to purchase and cash advances. Read more about our Rates, fees and agreements.
350 bonus Airpoints Dollars offer: ANZ lending criteria, terms, and fees apply. Offer only available once per customer, for a limited time, on new ANZ Airpoints Visa Platinum cards, when you spend at least $4,000 on eligible purchases in the first three months of having the card. Offer not available on transfers from any existing ANZ credit cards, or if you have had an ANZ Airpoints credit card or ANZ CashBack credit card within the last 12 months, or in conjunction with other credit card offers or package discounts. Spend cannot be split across multiple cards. The bonus Airpoints Dollars will be added to your Airpoints account in the month after you have spent $4,000. Points will not be awarded if you transfer or cancel your card before the points are applied. Eligible purchases exclude cash advances, balance transfers, purchase of cash-substitutes (like travellers’ cheques), gambling transactions, and business expenses. Airpoints™ terms and conditions apply. The first six months of the standard annual account fee will be waived. After six months, standard annual fee cycle applies (currently $75 half-yearly). Offer available from 9 September – 3 November 2024.
150 bonus Airpoints Dollars offer: ANZ lending criteria, terms, and fees apply. Offer only available once per customer, for a limited time on new ANZ Airpoints Visa cards, when you spend at least $2,000 on eligible purchases in the first three months of having the card. Offer not available on multiple cards, on transfers from any existing ANZ credit cards, or if you have had an ANZ Airpoints credit card or ANZ CashBack credit card within the last 12 months, or in conjunction with other credit card offers or package discounts. Spend cannot be split across multiple cards. The bonus Airpoints Dollars will be added to your Airpoints account in the month after you have spent $2,000. Points will not be awarded if you transfer or cancel your card before the points are applied. Eligible purchases exclude cash advances, balance transfers, purchase of cash-substitutes (like travellers’ cheques), gambling transactions, and business expenses. Airpoints™ terms and conditions apply. The first six months of the standard annual account fee will be waived. After six months, standard annual fee cycle applies (currently $32.50 half-yearly). Offer available from 9 September – 3 November 2024.