ANZ Airpoints™ Visa Platinum

The card that earns Airpoints Dollars™ with platinum benefits.

Earn 350 bonus Airpoints Dollars™

For a limited time, you could earn 350 bonus Airpoints Dollars plus a six-month fee waiver when you take out a new ANZ Airpoints Visa Platinum. You’ll also have access to complementary travel insurance, earning 50% bonus status points and other great travel perks. 

Minimum $4,000 spend on eligible purchases in the first 3 months applies. ANZ lending criteria, terms, conditions, fees and some exclusions apply. Air New Zealand Airpoints™ terms and conditions apply.

The important numbers

Apply using our online form

Benefits

See the Air New Zealand website for more information or to redeem your Airpoints Dollars. For more information, including terms and conditions for ANZ Airpoints Visa Rewards, please see the ANZ Airpoints Visa guide:


Interest rates, fees and minimum credit limit

Rate, fee or limit

Interest rate on purchases

% p.a.

Interest rate on cash advances

% p.a.

Interest free days on purchases

Up to 44 days 

Annual fee

$150 p.a. (charged $75 half-yearly)

Joint or additional card

$5 p.a. (charged $2.50 half-yearly)

Minimum credit limit

$8,000


Find and compare ANZ credit cards

Check your eligibility

To apply for an ANZ credit card, you’ll need to:

  • Be at least 18 years old
  • Receive a regular income
  • Have enough money left over, after your expenses, to meet your credit card repayments
  • Be a New Zealand citizen, permanent resident or, if a non-resident, have a work visa issued for two years or longer with at least one year left.

If you’re a tertiary student, you’ll also need to:

  • Have any income, student allowance or student loan credited to your ANZ account
  • Be studying full-time at a government-recognised tertiary institution or a NZQA-approved language school with at least six months left on your course
  • If you’re an international student, have at least six months left on your student visa.

Additional lending criteria may apply

We’ll discuss this with you during your application process.

How to apply

From overseas: +64 4 470 3142


Not an ANZ customer?

You’ll need to join ANZ first. 

Join using the ANZ goMoney app by downloading it, then select Not a customer? Join ANZ > Join ANZ with a profile only. After that, you can apply for a credit card in the app or online.

Banking with ANZ

Manage your card online

Manage your card and payments online with ANZ Internet Banking and the ANZ goMoney app. Set up regular payments, temporarily block your card, manage your PIN, report a lost or stolen card, and more. 

Pay with your device

Pay using your compatible device with Apple Pay or Google Pay™ anywhere you can tap and pay.

Understanding credit cards

Credit cards can be convenient, but it’s important to manage this debt well. It’s a good idea to think about:

  • What is a credit card
  • How to avoid paying interest
  • Tips to pay off your credit card
  • Support if you face financial stress. 

Credit card security

Help and support

Important information

This is for information purposes only, talk to us for financial advice and see our financial advice provider statement (PDF 39.8KB).

Interest rates are subject to change. Lending criteria, terms and fees apply to all ANZ credit cards. See Rates, fees and agreements.

Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney and ANZ Phone Banking. See our Electronic Banking Conditions (PDF 138KB) for more information.

For more information, including terms and conditions for ANZ Airpoints Visa Rewards, please see the ANZ Airpoints Visa guide (PDF 664KB).

ANZ Bank New Zealand Limited does not own or operate any airline or aircraft. ANZ is not liable for service deficiencies on the part of airlines or other service providers, including but not limited to: accidents, injuries, infections and illnesses; delays and diversions; changes in routes or itineraries; loss, theft or damage to possessions. All ancillary costs associated with utilising a Flight including but not limited to a return flight or transfers and transport to and from the departure point shall be the sole responsibility of the customer.

Air New Zealand Airpoints programme terms and conditions apply. "Airpoints™” is the registered trademark for the loyalty programme operated by Air New Zealand. “Airpoints Dollars™” and “A” are registered trademarks for a form of reward offered to members of the Airpoints programme.

350 bonus Airpoints Dollars offer: ANZ lending criteria, terms, and fees apply. Offer only available once per customer, for a limited time, on new ANZ Airpoints Visa Platinum cards, when you spend at least $4,000 on eligible purchases in the first three months of having the card. Offer not available on transfers from any existing ANZ credit cards, or if you have had an ANZ Airpoints credit card or ANZ CashBack credit card within the last 12 months, or in conjunction with other credit card offers or package discounts. Spend cannot be split across multiple cards. The bonus Airpoints Dollars will be added to your Airpoints account in the month after you have spent $4,000. Points will not be awarded if you transfer or cancel your card before the points are applied. Eligible purchases exclude cash advances, balance transfers, purchase of cash-substitutes (like travellers’ cheques), gambling transactions, and business expenses. Airpoints™ terms and conditions apply. The first six months of the standard annual account fee will be waived. After six months, standard annual fee cycle applies (currently $75 half-yearly). Offer available from 9 September – 3 November 2024.