ANZ International Money Transfer

If you're sending money overseas, an ANZ International Money Transfer offers you convenience, speed and peace of mind.

Convenient and secure with ANZ

Standard fees

ANZ Transfer Fee

Standard fee per transaction

ANZ goMoney

$5

ANZ Internet Banking

$5

By calling us

$28

At an ANZ branch

$28

ANZ Direct Online (business customers)

$9


OUR Fee

An OUR Fee may apply to your payment.   

  • The OUR Fee is a process fee charged by ANZ. In turn, ANZ will cover fees charged by our correspondent banks used in processing your payments. If you are using goMoney or Internet Banking, you’ll see how much the OUR Fee is before you make the payment. Other banks (including other intermediary banks and/or the payee's bank) may charge additional fees or deduct fees from the amount transferred. These fees vary depending on the currency and bank you are sending the payment to and are outside of our control.
  • An OUR Fee applies when you make an international money transfer in:
    • Foreign currency to any other account (including ANZ accounts) in New Zealand or another country; or
    • NZD to an account in another country.
  • For some currencies, you can choose to either:
    • Pay the OUR Fee to ANZ from one of your accounts to provide more certainty on the full payment value being delivered to the recipient; or
    • Have the other banks (including intermediary banks and/or the payee's bank) deduct any fees or charges before the proceeds are paid to the beneficiary.

We cover the OUR Fee for sending money via goMoney or Internet Banking in:

  • AUD to Australia
  • GBP to the United Kingdom
  • USD to the United States
  • INR to India

The ANZ Transfer Fee will still be charged where applicable.

We cover the OUR Fee and the ANZ Transfer Fee for sending money via goMoney or Internet Banking in:

  • WST to Samoa
  • FJD to Fiji
  • SBD to Solomon Islands
  • AUD to Kiribati
  • TOP to Tonga
  • VUV to Vanuatu
  • NZD to Cook Islands
  • XPF to New Caledonia
  • USD to Timor Leste
  • PGK to Papua New Guinea

Supporting those impacted by the crisis in Ukraine – $0 ANZ transfer fee

To support those impacted by the crisis the ANZ transfer fee and overseas bank fees are waived for US dollar (USD) denominated international money transfers via ANZ Internet Banking and ANZ goMoney to Ukraine. 

Offer effective for a limited period, after which time standard fees will apply.

How to send an international money transfer


From overseas: +64 4 470 3142


In branch

To send money overseas at one of our ANZ branches, you will need to:

For business customers

Find out more about ANZ Direct Online and the conditions of use.

Payment instructions for receiving an international money transfer

Provide these payment instructions to the person sending the money so they can deposit the funds directly into your ANZ bank account:


Help and support

Important information

Terms, conditions (PDF 275KB) and fees apply. Transaction limits may apply. Our ability to process your payment instructions immediately is dependent on the instruction being correct and not requiring manual intervention, submitted during ANZ New Zealand business hours and passes regulatory requirements.

Eligibility criteria and terms and conditions apply to the ANZ goMoney app, Internet Banking, Phone Banking, Voice ID and Pay to Mobile. For details, see our ANZ Electronic Banking Conditions (PDF 138KB).