Tap to Pay on iPhone with ANZ FastPay Tap
Tap to Pay on iPhone with ANZ FastPay Tap
Accept contactless payments on your iPhone.
No monthly fees for 12 months
Apply for ANZ FastPay Tap and if approved by 20 February 2025 you’ll get the first 12 months of the Monthly Support Fee ($10 plus GST) and the Monthly Device Fee ($5 plus GST per applicable device) waived.
Existing customers will have their Monthly Support Fee and any Monthly Device Fees automatically waived up until October 2025.
Terms, conditions and eligibility criteria apply. Fees are subject to change.
Use an iPhone to accept contactless payments
Tap to Pay on iPhone is now available with ANZ FastPay Tap. That means you can accept most types of in-person, contactless payments – from physical debit and credit cards to Apple Pay and other digital wallets (Visa and Mastercard only). It’s easy and secure, and no additional hardware is needed. All you need is an iPhone.
Expand where you do business
With Tap to Pay on iPhone, you can do business in more places simply by accepting contactless payments on an iPhone. The check-out experience makes it easy to reach new customers, take payments on the go and explore new setups, like queue busting. All you need is an iPhone and ANZ FastPay Tap.
No additional hardware
There’s no need to invest in and manage card readers and terminals, so Tap to Pay on iPhone makes it simple to start a new business or expand a current one. With just an iPhone and ANZ FastPay Tap, you can accept contactless payments. It’s that simple.
Privacy and security built in
Tap to Pay on iPhone uses the built-in security and privacy features of iPhone to help protect your business and customer data. When a payment is processed, Apple doesn’t store card numbers or PIN information on the iPhone or on Apple servers. Merchants and customers can rest assured that their data stays theirs.
PIN transaction protection
Transactions that require PIN entry will automatically prompt a PIN entry screen when using Tap to Pay on iPhone. When that screen appears, Tap to Pay on iPhone is designed to prevent apps in the background from reading sensors that could give away any part of the PIN. When a payment is processed, Tap to Pay on iPhone is designed to prevent all photo, video, screenshot and screen-recording features on the merchant’s iPhone from capturing a customer’s card number or PIN information.
Accessible for everyone
For customers needing visual or other assistance, accessibility options are built into Tap to Pay on iPhone to help them securely enter PIN information. Audible instructions guide customers to draw their PIN on the screen or tap the screen to indicate each digit — tapping once for 1, twice for 2 and so on. To submit their PIN, they simply swipe right with two fingers.
Easily enable Tap to Pay on iPhone in your app
Using Tap to Pay on iPhone with ANZ FastPay Tap removes the complexities of developing and maintaining a customised payment product. It provides a fully certified solution that you can easily enable in your app.
Get started with Tap to Pay on iPhone and FastPay Tap today
Settlement cutover and transaction processing times
- The settlement cutover time for FastPay Tap is 8pm.
- For transactions processed before the settlement cutover time, you’ll be able to access the funds the next morning.
- For transactions processed after the settlement cutover time, these transactions will be processed the next day and you’ll be able to access the funds the following morning.
- For all transactions, funds will leave the customer's account immediately.
- Refunds are processed overnight on the day they are issued.
- EFTPOS transactions are not available with FastPay Tap.
Fees and charges
FastPay Tap fees | |
|---|---|
Set-up fee | $0 |
Monthly FastPay Support Fee | $10 plus GST per connection* |
Monthly Device Fee | $5 plus GST per applicable device* |
Visa and Mastercard Domestic debit contactless transactions | 0.70% |
Visa and Mastercard Domestic credit card contactless transactions | 1.50% |
Visa and Mastercard International debit and credit card contactless transactions | 2.50% |
Interchanging Plus pricing | Available on request |
*Enjoy no Monthly Support Fee or Monthly Device Fee (if applicable) for 12 months, if you apply and are approved for ANZ FastPay Tap by 20 February 2025.
How to apply for FastPay Tap
Check if you're eligible
- You must have an ANZ bank account.
- You must be a New Zealand citizen, permanent resident, or have a work visa valid for 12 months.
Guides and support
ANZ FastPay terms and conditions
These terms and conditions are part of your agreement with us governing the provision of FastPay to you. Read them carefully and keep them for future reference.
Important information
ANZ FastPay is only available to approved merchants who meet ANZ's credit approval criteria. ANZ FastPay transactions must be settled into an ANZ bank account. Eligibility criteria and fees apply. ANZ FastPay terms and conditions apply. Use of ANZ FastPay requires a compatible device and a cellular or wireless internet connection.
Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see developer.apple.com/tap-to-pay/regions.
Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc.,registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.