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ANZ goBiz

Apply online for a business overdraft or loan through our seamless digital application platform ANZ goBiz.

Benefits

Tailored to you

Our business specialists can help you find lending that suits your business’ needs and goals.

Save yourself time

Simply upload your financials directly from MYOB or Xero. Then one of our business specialists will contact you. 

Apply online for up to $500,000

If you use MYOB or Xero and meet our other criteria, you can apply online for up to $500,000 secured or $250,000 unsecured lending in total. This includes any existing lending you may already have with us.

Explore lending options and apply online

Apply online using ANZ goBiz

Products available in ANZ goBiz

Start, run or grow your business with ANZ's wide range of flexible borrowing options.

Business overdrafts

Get flexible credit for your daily cash flow needs with an overdraft linked to your business banking account. You'll only pay interest if and when your balance dips below $0.

ANZ Business overdraft

Business Flexible Facility

Borrow, repay and reborrow money as and when you need it, up to an agreed limit. It’s more flexible than a term loan and may be cheaper than an overdraft.

ANZ Business Flexible Facility

Business loans

Find a loan to suit your business’ medium or long-term finance needs. Choose fixed or floating interest rates, or a mix of both to balance flexibility and security.

Business loans

Business home loan

If you want to borrow for business purposes, an ANZ Business home loan is available as a floating or fixed interest rate loan, using your home or other residential property as security.

ANZ Business Home Loan

Business credit cards

Whether you're looking for a low-cost way to help manage your cash flow, or a simple way to manage employee business expenses and reduce your purchasing costs – we have a credit card solution for you.

Credit cards

Who can apply

Any business large or small can use ANZ goBiz to apply online for business lending – up to $500,000 secured or $250,000 unsecured in total (this includes any existing lending you have with us). Whatever your business – from hospitality to healthcare, technology to transport – we have something for everyone. 

To apply online you need to be:

  • At least 18 years of age
  • A New Zealand citizen or permanent resident
  • A key financial decision-maker for your business.

Your business needs to:

  • Have operated for at least two years
  • Have an active MYOB or Xero account with the currency set to New Zealand dollars.

If you don't use MYOB or Xero or want to borrow more

If you don’t use MYOB or Xero, or want to apply for more than $500,000 secured or $250,000 unsecured lending in total, talk with one of our business specialists.

Pay 1 month and get 12 months of MYOB Business free

As an eligible ANZ customer, when you pay for 1 month, you're eligible for a free 12-month subscription to send and track invoices, manage cash flow and lodge your tax the fast and easy way. Eligibility criteria, terms and conditions apply—.

About this MYOB offer and benefits

What to expect

1. Apply online using ANZ goBiz

Fill out and submit your application online.

This can take 10-20 minutes to complete depending on your business.

2. Connect to MYOB or Xero

In the application form, we’ll ask you to log in to MYOB or Xero through a secure one-time connection portal.

This is so we can access your financial information and attach it to your application.

3. An ANZ banker will contact you

Within five working days, one of our bankers will call you to go through your details, business tax returns, personal finances and contact details for any co-applicants.

This will help them assess your application and find suitable finance options for your business.

Access to your information

We’ll only have access to your MYOB or Xero account while you’re sending us your financial information. We don't have access to your account any time after that.

What you will need

  • Your login details for MYOB or Xero accounting software. Our system will connect and get your profit and loss statement, transaction history and balance sheet from the past two financial years and year-to-date. Make sure your financials are up-to-date and transactions are reconciled.
  • Information about yourself and your business.

Get started with ANZ goBiz for business lending

ANZ goBiz makes it easy for you to:

  • Apply for a small business loan, overdraft, credit card, or flexible facility
  • Connect with an ANZ business banking specialist, who can help you choose the right lending for your business.

If you use MYOB or Xero and meet our other criteria, you can apply online for:

  • Business loans 
  • Overdrafts and flexible facilities
  • Business credit cards. 

Save yourself time – ANZ goBiz seamlessly pulls your financial details from MYOB or Xero into your application form.

Apply now using ANZ goBiz

Important information

Eligibility, lending criteria, terms, conditions and fees apply to all business lending products.

Our financial advice provider statement (PDF 44.6KB) has some important information you should know about ANZ and our financial advice services. Please take the time to read it.