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ANZ PIE Fund - Call Option

A tax-efficient investment savings option with easy access to your investments anytime (minimum investment $500).

Benefits

Better after tax returns

If you have a 30% or higher tax rate, the ANZ PIE Fund could give you a higher after tax return than an ANZ Online account because the ANZ PIE Fund has a maximum tax rate of 28%. Your return is calculated daily and paid out quarterly. Read more about PIE Fund tax benefits.

Access whenever you need

You can withdraw money from your Call Option any time you need. You can also make regular contributions to grow your investment. There are no entry, management or exit fees.

Call Option rates

Rate of return

Rate is unavailable

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Rate of return

Rate is unavailable

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Effective return on income tax at 30%

Rate of return

Rate is unavailable

%P.A

Effective return on income tax at 33%

Rate of return

Rate is unavailable

%P.A

Effective return on income tax at 39%

Rates are subject to change. Minimum investment $500.

Effective rate: For 30% and higher taxpayers, the ANZ PIE Fund returns are taxed at 28%. The effective rate is the annualised rate you would need to earn if taxed at your income tax rate, to achieve the same after tax return as investing in the ANZ PIE Fund with a PIR of 28%.

How to apply

Call us

Monday to Friday, 8am - 8pm
Saturday and Sunday, 8am - 6pm

0800 269 296

From overseas: +64 4 470 3142

Visit us

Find your local branch and make an appointment to visit us.

Find a branch

Tools and tips

Which account is right for you?

Use our online tool to help you decide.

Find an account

Grow your long-term savings

Calculate how much your savings could grow over time.

Long-term savings calculator

Work out your PIR rate

Check your PIR (Prescribed Investor Rate), which is the tax rate that applies to any PIE product you hold (such as the ANZ PIE Fund).

Prescribed Investor Rate

Understanding ANZ PIE Fund tax benefits

Find out more about how the ANZ PIE Fund works and how they could boost your after tax returns.

Understanding ANZ PIE Fund tax benefits

Financial wellbeing

Check out our articles and guides with ideas from starting a budget to setting a savings goal.

Find out how to do better with money

Other savings accounts

ANZ PIE Fund - Term Option

An investment for a fixed rate of return for a length of term you choose and you could benefit by paying less tax.

PIE Fund - Term Option

ANZ Serious Saver account

Earns Premium interest that could help grow your savings – and allows you access to your money if you need it.

Serious Saver account

Important information

A copy of the General Terms and Conditions is available from any ANZ branch.

ANZ Investment Services (New Zealand) Limited is the issuer and manager of the ANZ PIE Fund. A copy of the ANZ PIE Fund terms and conditions (PDF 218KB) is available from any ANZ branch. Investments in the ANZ PIE Fund are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together “ANZ Group”). Neither ANZ Group nor The New Zealand Guardian Trust Company Limited (the "Trustee") stand behind or guarantee ANZ Investment Services (New Zealand) Limited. Investments are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. Neither ANZ Group nor the Trustee will be liable to you for the capital value or performance of your investment. Australian Prudential Regulatory Authority (APRA) regulates all Authorised Deposit Taking Institution (ADI) in Australia.  Australia and New Zealand Banking Group Limited is an ADI however, ANZ Bank New Zealand Limited is not an ADI.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure