Dynamic security code in ANZ goMoney

A dynamic security code is a three-digit temporary verification code available for personal and business ANZ Visa Debit— and credit cards in goMoney—.

It is a digital version that works the same way as using your three-digit security code printed on the back of your card (Card Verification Value or CVV) when making a transaction. 

The dynamic security code updates every 12 hours, so if someone gets a hold of your dynamic security code online, it will only be valid for a limited time, giving you greater protection from fraudulent transactions. 

Dynamic security code is only available in the ANZ goMoney mobile app.

In goMoney, go to Services > Manage cards > select a Visa card > select Show card details.

• The card details screen will display the cardholder name, card number, expiry date and dynamic security code.
• If you replace your card, your card details will automatically update in goMoney once it’s been approved.

• When you go to pay with your card online and are asked for your card details and three-digit security code (CVV number), you would go to the card details screen in goMoney, get all your card details and use the dynamic security code rather than using the number printed on the back of your card.
• You can use all your card details including dynamic security code within goMoney for any online payment, or whenever you don’t have your physical card with you to pay online.
• If you don’t want to use your dynamic security code or don’t have access to your mobile device with goMoney, you can still use the security code printed at the back of your physical card as you currently do.

For recurring payments (for example, signing up to subscriptions), you can use a dynamic security code for the first initial payment and to set the subscription up. Subsequent payments don’t require a security code (either a CVV or dynamic security code) so won’t be impacted.