Understanding credit cards

Credit cards can have advantages when used wisely. It’s a good idea to look at the pros and cons to see if a credit card will work for you.

Choosing the right credit limit could help you save money on interest costs, manage credit card debt, and keep your finances on track.

Using your credit card for a cash advance can be an expensive way to get cash. Learn what a cash advance is, what it can cost you, and explore alternatives.

If you can, paying your full credit card balance each month can help you pay less interest. Here’s how.

To pay off your credit card, all you need is a plan. Check out these simple hacks to help you deal to your debt.

With any form of debt, it’s important to have a repayment plan in place. Find a payment option to suit you, and get tips to stay on top of your payments.

Rather than just looking at the balance, it’s a good idea to regularly check your transactions. It helps you track your spending and spot anything suspicious.

To get the best from your credit card, it’s important that you understand your statement and stay on top of your credit card payments.

If your credit card has interest-free days, and you pay off your balance in full each month, you could avoid paying interest on purchases made with your card.

If you have a credit card with someone else, it’s a good idea to know what to expect and have a plan in place during what can be a very challenging time.