Paying your credit card bill

With any form of debt, it’s important to have a plan in place for staying on top of your repayments. Here are tips for keeping your credit card repayments on track, and where to find support if you need it.

The easiest way to pay off your credit card is by transferring from your account, using Internet Banking or your mobile banking app. Once you’ve received your statement, you can easily transfer over the amount owing, or the amount you’re intending to pay, onto your credit card.

If you're an ANZ customer, you can set up an alert via ANZ Internet Banking or the goMoney mobile app, so you receive a text reminding you when your credit card payment is due.

Some credit card providers allow you to set up a direct debit that automatically pays an amount (chosen by you) off your credit card balance each month. For example, you could choose to repay the full balance, a set amount, or the minimum payment due. It’s a great way to make sure you never miss a due date. 

If a direct debit to your ANZ credit card sounds like an option that would suit your needs, give us a call on 0800 658 044.

Many people find it useful to keep track of their credit card spending as they go. That makes it easier to stick to your budget and means you know what to expect when you get your monthly credit card statement.

If you have an ANZ card, you can also check your credit card balance at any time via Internet Banking or the goMoney app.

If you’re worried about your credit card debt, or your ability to make repayments, contact your credit card provider. They may be able to assist with tools, resources or different payment solutions to help relieve any financial stress.

If you’re an ANZ customer having difficulty making your credit card repayments, please contact us on 0800 240 438 to see how we may be able to help.