First home buyer
The home buying process can be challenging. But with the right help, you can move through each step with confidence.
Only have a 10% deposit?
You could get into your first home with ANZ’s low-deposit lending. Talk with us about options for your first home loan.
Lending criteria and terms apply. Exclusions apply to certain property or loan types, and loan purposes. New Zealand residents only.
The home buying process
You could get a $5k cash contribution with your first home
If you’re a first home buyer and taking out a new home loan (minimum of $200,000) you could get a $5,000 cash contribution. The cash contribution is conditional on keeping your home loan with ANZ for at least three years. Lending criteria, terms, conditions and fees apply to this offer—.
Calculators
Meet with an ANZ Home Loan Coach
They’ll be in your corner at every stage of the journey.
Your coach will take you through your loan options and help with your plan of getting to where you want to be. They’ll give you an approximate idea of how much you could borrow, work through your deposit options, and what your repayments might look like.
First home buyer toolkit
How to apply
From overseas: +64 4 470 3165
Important information
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure