How to apply for a home loan

It pays to be prepared - so here’s what you will need to provide your ANZ Home Loan Coach when you apply:

If you don’t already bank with us, we’ll need proof of your address and a valid photo ID. Utility bills and a passport or a valid driver’s licence are a good way to do this. 

How much cash or equity can you put towards the deposit? (If you have a low deposit, check out what other deposit options might be available).

You can prove your income using bank statements, payslips, or an employment contract. If your income is directly credited into an ANZ account, you may not need to provide proof of income. If you’re self-employed, we’ll need your financial statements, preferably through your accountant.

Review your bank statements so you can tell us about your expenses. For non-ANZ accounts you’ll need to provide your last three months of bank statements.