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Pay off your home loan faster

Find out how you could make changes to your home loan structure and repayments to pay off your home loan faster and pay less interest.

Ways to pay off your loan faster

Getting the structure right

Tailoring your loan structure to your circumstances can help you pay off your home loan faster.

Getting the structure right

Extra ways to reduce interest costs

Small changes, like keeping your repayments the same if you move to a lower rate, can help you repay your loan a little bit faster.

Extra ways to reduce interest costs

Changing your repayments

Talk to us about changing the frequency, timing or amount of your repayments.

Changing your repayments

Increasing your repayments

Small increases to your repayments are one of the ways you can repay your loan a little bit faster. 

Increasing your repayments

Why paying off your home loan faster makes a big difference

Find out why paying off your home loan faster may mean you’ll pay less interest in the long term. 

Transcript – Why paying off your home loan faster makes a big difference

Calculate how much you could save

Calculate how small changes to your repayments could help you save on interest costs and pay off your home loan faster. 

Pay Off Your Home Loan Faster handbook

A guidebook that takes you through ways you could restructure your home loan and make changes to your repayments to pay it off faster and pay less interest.

Pay Off Your Home Loan Faster handbook (PDF 1.2MB)

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.