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Buying a home

Whether you’re a first home buyer, or looking to move house, here's how ANZ can help you on your journey.

Only have a 10% deposit?

You could get into your first home with ANZ’s low-deposit lending. Talk to us about options for your first home loan.

Lending criteria and terms apply. Exclusions apply to certain property or loan types, and loan purposes. NZ residents only.

Get two months’ free on life and income insurance

Help protect yourself, your family and their future. Get two months’ free on life and income insurance premiums for eligible policies taken out by 30 June 2026 with our partner Chubb Life.

The two months' free premiums are on new eligible cover. Life & Living policies must be applied for by 30 June 2026 and issued by 13 August 2026. Extended dates may apply to other eligible cover. See terms and conditions for full details.

Calculators

Home buying toolkit

Start your journey to a more energy efficient home

We have a range of initiatives and guides to help you live in a warm, dry, energy efficient home.

How to apply

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure