ANZ International Money Transfer

You need to make sure you have enough available funds in the account you're sending money from. Payments are processed immediately, so the money will leave your account straight away.

You can send the:

• Equivalent of between NZD100 and NZD50,000 in goMoney or Internet Banking
• Equivalent of between NZD50,000 and NZD100,000 by calling us on 0800 269 296 or visiting any ANZ branch
• Equivalent of more than NZD100,000 by visiting any ANZ branch.

You’ll need the payee’s:

• Full name and address (not a PO Box address)
• Full account number or IBAN (International Bank Account Number)
• Bank's name and address
• Bank’s SWIFT code (also known as Bank Identifier Code or BIC), or Bank Branch Number if sending money to these countries:
  • Australia – BSB number, six digits
  • Canada – Institution Transit code, nine digits starting with 0 (zero)
  • India – IFSC, 11 characters (four letters, then 0 (zero), then six numbers or letters)
  • United Kingdom – Sort code, six digits
  • United States – Fedwire, FW, ABA or Routing number, nine digits
  • South Africa – NPS, six digits

IBAN

International Bank Account Numbers (IBAN) are used for international payments to countries including the European Union and Middle East.  

Destination countries with no IBAN allocated will require an account number. New Zealand banks do not use IBANs.

If you need an IBAN to send money overseas, you should get it from the recipient. It should be presented as a continuous string of alphanumeric characters with no spaces. To check if an IBAN is correct, see iban.com.

To see if a country uses IBANs, and whether it is mandatory or recommended, see IBAN Mandatory for International and Domestic Payments | iban.com.

SWIFT code

If your payee doesn’t supply a SWIFT code, you can find it on the SWIFT website:

• Go to https://www2.swift.com/bsl/
• Enter the institution name, city and country.

In goMoney and Internet Banking, you can send money overseas in:

• Australian dollar – AUD 
• Canadian dollar – CAD 
• Central Pacific franc – XPF 
• Danish krone – DKK 
• Euro – EUR 
• Fiji dollar – FJD 
• Great British pound – GBP 
• Hong Kong dollar – HKD 
• Indian rupee – INR 
• Japanese yen – JPY 
• Kuwaiti dinar – KWD 
• Mauritius rupee – MUR 
• Norwegian krone – NOK 
• Papua New Guinea kina – PGK 
• Philippine peso – PHP 
• Samoan tala – WST 
• Saudi riyal – SAR 
• Singapore dollar – SGD 
• Solomon Islands dollar – SBD 
• South African rand – ZAR 
• Sri Lanka rupee – LKR 
• Swedish krona – SEK 
• Swiss franc – CHF 
• Thai baht – THB 
• Tonga pa'anga – TOP 
• United Arab Emirates dirham – AED 
• US dollar – USD 
• Vanuatu vatu – VUV 

By selecting the local currency for the recipient bank, you’ll be made aware of the exchange rate and approximate value of your payment in the chosen currency. If you send money overseas in a currency other than the local currency, overseas banks will usually convert your payment to the local currency at an exchange rate determined by them.

You can send the New Zealand dollar (NZD) to countries where NZD is the local currency, including the Cook Islands. 

If you are paying from a foreign currency account you cannot convert this to another currency.

If the currency you want to send money in is not available:

• Call us on 0800 269 296 (or +64 4 470 3142 if you’re overseas)
• Bring your photo ID to any ANZ branch (read about acceptable ID).

Sent money will leave your account straight away.

Applying the funds to recipient's account is the responsibility of the overseas bank. The timing of that will depend on recipient bank’s policy, systems and factors like public or bank holidays. 

Your money will usually be in the payee’s account in two business days.