Rural Finance

ANZ lends more money to New Zealand farmers than any other bank – so whatever your aspirations, talk to us. We can tailor a solution for your specific needs from our extensive range of finance options.

Rural business finance

Rural Business Finance

Specialised fixed, floating and bill finance to meet the unique needs of your rural business

Rural Overdraft

Rural Overdraft

An ANZ Rural Overdraft provides your business with flexible credit for your daily cash flow needs.

Rural Flexible Facility

Rural Flexible Facility

A facility which offers cost-effective short-term funding - specifically designed for the needs of rural businesses.

Business Term Loan

Rural Term Loan

The ANZ Business Term Loan is available as a floating or fixed interest rate loan.

Environment Loan

Environment Loan

A low-interest loan designed to help farmers invest in environmental systems to improve the sustainability of their farms and meet local council's environmental by-laws.

Farm Development Package

Farm Development Package

The ANZ Farm Development package includes two lending products, both designed to help farmers who want to invest in improving the environmental sustainability and productivity of their farms. 

Pasture & Performance Loan

Pasture & Performance Loan

The ANZ Pasture & Performance Loan is a low-interest loan designed to help sheep and beef farmers improve farm performance and profitability by increasing investment into pasture and forage growth.

Rural Development Loan

Rural Development Loan

For farmers who are looking to invest in the development of their farms with a loan that will provide flexibility.

Asset and Equipment Finance

Asset and Equipment Finance

Competitive finance solutions structured against the life and cashflows of assets or equipment.

Specialised Rural Finance

Specialised Rural Finance

Complex finance arrangements, including debt structuring and acquisition finance

Supply Chain Finance

Supply Chain Finance

Comprehensive solutions to improve your working capital and free up funds for other parts of your business

Eligibility and lending criteria, fees and terms and conditions apply.